Proposed Rule on Expatriate Health Plans

On June 8, 2016, the Departments of Treasury, Labor and Health and Human Services published a proposed rule implementing the Expatriate Health Coverage Clarification Act of 2014 (EHCCA). This ruling confirms previous guidance by confirming that expatriate medical plans are exempt from most of the requirements of the Patient Protection and Affordable Care Act (ACA).  The rule will apply for plan years beginning on or after January 1, 2017.  As a proposed ruling, it is subject to the 60-day comment period which is expected to end August 9, 2016. 

Click here for a summary of the potential new regulations




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​​We partner with your company and help you learn the techniques needed to effectively manage your international benefits plans and global mobility programs.

Specializing in International Benefits
and Global Mobility

Who we are.

Spectrum Group Consulting Services, LLC is an independent consulting firm specializing in international benefits and global mobility. We provide services to assist businesses with the design, implementation, and management of global mobility and international benefit strategies and solutions. We support our clients by becoming an extension of their Benefits and Global Mobility/Relocation departments. We are happy to come into your office to work or we can work virtually as a member of your team.We work directly with your local HR resources and your carriers, brokers and service providers in all regions of the world. We frequently work directly with other key departments such as Procurement, Finance & Accounting, Treasury, Tax, etc. 


By working in this way, we learn about your organization enabling us to provide a pragmatic and cost-effective approach to effectively coordinating and managing your benefits and mobility programs by leveraging your existing external service providers in conjunction with your internal resources and program objectives.


What makes us different.

  • We're independent
  • We've worked in your job
  • Our costs are competitive
  • Our global HR experience is extensive
  • Our approach is pragmatic and cost effective
  • We respond to the unique needs of each client


We know the market and the players.
Our consultants have extensive experience and have been in your shoes. They've been responsible for managing benefits, ensuring compliance and reporting to Senior Management on cost and program effectiveness. We know the carriers, brokers and service providers who specialize in the international benefits and mobility markets.